The credit profile of the United States is supported by its rich resources, innovative, diverse, and competitive economy, and resilience to economic fluctuations. Strong institutions, healthy governance, and exceptional funding capabilities, supported by the U.S. dollar's global reserve currency status and robust treasury market, underpin its creditworthiness. However, the primary challenge is its weak fiscal position. Rising government spending and the risk of worsening debt affordability need close monitoring. Political polarization and a decline in policy effectiveness could negatively impact creditworthiness. The upcoming U.S. elections may influence fiscal policies and regulatory changes, making them a key factor to monitor.